Banks and fintechs are at an inflection point where composable architecture and AI together promise a step-change in innovation. This whitepaper explores how composability and AI are revolutionizing banking, the urgent modernization challenges pushing banks to change.
It presents a roadmap for banks to achieve faster product launches, improved customer experiences, lower operational costs, and enhanced compliance—all while staying resilient and future-ready.
Key Takeaways:
- Why composable core and AI together create a transformative impact
- Core modernization challenges: Tech debt, cloud limitations, compliance hurdles
- Strategic implementation models: Full core replacement, phased component upgrades, and integration with existing systems through augmentation
- Use cases across CX, fraud prevention, underwriting, personalization, and compliance