The Urgency to Converge
As financial crime grows in complexity, traditional silos between risk, fraud and AML have become a liability. Regulators and attackers alike now operate cross-functionally—and institutions must follow suit.
Sutherland FRAML is a holistic, AI-driven solution that integrates fraud, AML and risk operations into a single, intelligent framework. Powered by Sutherland’s FinCrime Center of Excellence, proprietary digital accelerators and global SME network—Sutherland FRAML helps financial institutions detect faster, respond smarter and scale without increasing cost!
Industry Trends in Financial Crime
In fines levied over 3 years for AML/fraud compliance gaps (ACAMS, 2024)
YoY increase in fraud attacks; mobile fraud up 4x (PYMNTS, 2024)
Of all fraud losses now stem from synthetic identities (McKinsey, 2023)
BFS firms are actively converging AML and Fraud systems (Gartner, 2024)
YoY increase in compliance costs, especially for mid-market FIs (Gartner, 2025)
Sutherland FRAML Delivers Measurable Impact
Reduction in false positives
Improvement in fraud loss prevention
Faster onboarding
Fewer alerts
Adherence to SAR Filing SLA
Sutherland FRAML Solution Overview
Sutherland FRAML delivers a unified risk, fraud and AML compliance platform that connects customer screening, real-time transaction monitoring, and alert resolution—wrapped in modular managed services.
Backed by 2,400+ domain SMEs (subject matter experts) and AI accelerators like Agentic AI, Sentinel AI, and HelpTree, the solution handles everything from onboarding and watchlist screening to alert triage and SAR (Suspicious Activity Report) filings.
Highlights
End-to-End Coverage
Customer Screening, Transaction Monitoring, Fraud Detection, Investigations, SAR Filing
Composable Modular Delivery
Screening only, TM only, or full stack
AI/ML Models
Covering 50+ fraud scenarios including ATO, APP, Synthetic ID
BPaaS delivery model
With low CapEx, rapid go-live
What Makes Sutherland FRAML the Industry Standard
Unified Compliance Stack
One platform for screening, monitoring, case management and reporting
Sentinel AI Security
Real-time PII masking and breach protection
Agentic AI Alert Decisioning
Behavioral modeling + smart triage cuts alert fatigue by up to 50%
Modular BPaaS Model
Start with screening, add TM or investigations later—no vendor lock-in
HelpTree GenAI
Auto-generates SAR narratives, alert summaries, email responses
SME-at-Scale
2,400+ financial crime experts across 20+ global locations
Analyst Recognitions
Sutherland Named a Star Performer in Everest Group’s 2025 Financial Crime and Compliance (FCC) Operations Services PEAK Matrix® Assessment
How it Works
1. Screen
• Real-time KYC, PEP, sanctions, and adverse media screening
• Continuous customer monitoring
• Document verification with ID Scan
2. Monitor
• Real-time transaction monitoring across Zelle, SEPA, FedNow, ACH
• 50+ fraud patterns including refund/chargeback, account takeovers, insider threats
3. Detect
• Behavior + identity clustering
• Ensemble ML models with smart alert prioritization
• Graph analytics to expose synthetic networks and mule rings
4. Investigate
• Context-rich alerts in unified case management
• GenAI-generated narratives, escalation triggers, audit-ready logs
5. Report
• Auto-generated SARs
• Built-in workflows & dashboards for multi-jurisdiction compliance
What Our Clients Say
Who we Serve
Retail & Consumer Banks
Reduce alert backlog, modernize onboarding, cut fraud losses
Cards & Payments
Fintechs
Commercial Banks
Credit Unions
Our Experts
