Unlock Agility, Intelligence, and Seamless Banking Experiences
The financial industry is at a turning point – constrained by legacy systems, regulatory complexity, and soaring expectations for hyper-personalized experiences. Traditional banks struggle with rigid infrastructures, while fintech disruptors navigate scalability and compliance hurdles.
To compete, institutions must adopt AI-driven, composable architectures to enable rapid product launches, enable seamless integrations, and power intelligent automation. The next era of financial services belongs to those who embrace agility and evolve at pace with market and technology evolution.
Key Industry Challenges
- Legacy Systems Slow Innovation → 80% of IT budgets go to maintenance, limiting innovation.
- Customers Demand AI-Powered Personalization → 73% of banking customers expect real-time, AI-driven interactions.
- Regulatory Complexity Rising → Compliance costs have grown by 60% over the last decade, pressuring financial institutions.
- Payments & Embedded Finance Growth → Real-time payments and API-led banking are becoming standard.

Industry Stats
Projected AI savings in banking risk and compliance by 2030
Faster go-to-market for financial products with composable architecture.
Reduction in operational costs from AI-driven automation.
Decrease in customer service costs with AI-powered engagement.

Our Solution
Sutherland’s AI-powered Composable Digital Banking Platform enables rapid banking transformation with a modular, API-first architecture and AI-powered automation.
Composable Core Banking
Seamlessly integrates with Finastra, enabling modular, cloud-native banking services.
AI-Driven Customer Experience
Conversational AI and hyper-personalized engagement via WhatsApp, mobile, and digital channels.
Regulatory Compliance & Risk
Embedded FinScan KYC/AML and Regnology reporting automation.
Payments & Embedded Finance
Real-time transactions via FedNow, Trustly, Worldline, and local rails.
Automation & Process Intelligence
AI-powered process automation, document processing, and fraud detection.
Unlocking Digital Performance
40-60% Cost Savings
Reduce IT and operational costs with automation & cloud efficiencies
50% Faster Go-To-Market
Deploy new products & services at digital speed
AI-Powered Personalization
Deliver hyper-relevant, real-time customer experiences
Seamless API-First Integrations
Plug-and-play connectivity with core banking, fintechs, and third-party solutions
Compliance at Scale
Stay ahead of regulatory changes with automated risk & reporting solutions
Data-Driven Decisioning
AI-powered insights to drive revenue, reduce risk, and enhance CX

Segments We Serve
Sutherland’s AI-powered composable platform is designed for diverse banking segments, helping institutions accelerate innovation, efficiency, and compliance.
Retail & Consumer Banking
Cards & Payments
Fintechs & Neobanks
Capital Markets & Investment Banking
Commercial Banking
Credit Unions
Platforms
Powering innovation for your digital transformation journey
Omnichannel CX Platform for AI-driven banking experiences.
Sutherland ConnectAI-powered chatbots and virtual agents for seamless self-service.
Sutherland Conversational AIDocument automation for KYC, underwriting, and compliance workflows.
Sutherland ExtractProcess automation for fraud prevention, claims processing, and lending.
Sutherland RobilityCore banking & composable financial services integration.
Cloud management and digital assurance for scalable banking.
EASICloud & CloudTestrKey Leaders

