Sutherland FRAML 2.0: Converging Risk, Fraud and AML Management

The Urgency to Converge

Legacy platforms can’t keep pace with modern financial crime risks. Limited AI means they miss complex fraud rings, generate excessive false positives, and rely on inefficient manual workflows. The result—slower investigations, higher costs, and greater exposure to regulatory risk.

Sutherland FRAML (unified Fraud, risk and AML solution) delivers an AI-led Financial Crime Compliance (FCC) platform with advanced analytics, real-time monitoring, and automation—closing compliance gaps and helping institutions stay ahead of evolving threats and regulatory scrutiny.

Industry Trends in Financial Crime

$6B+

In fines levied over 3 years for AML/fraud compliance gaps (ACAMS, 2024)

41%

YoY increase in fraud attacks; mobile fraud up 4x (PYMNTS, 2024)

85%

Of all fraud losses now stem from synthetic identities (McKinsey, 2023)

40%+

BFS firms are actively converging AML and Fraud systems (Gartner, 2024)

14%+

YoY increase in compliance costs, especially for mid-market FIs (Gartner, 2025)

Sutherland FRAML Delivers Measurable Impact

25%

Reduction in payment fraud losses

90%

Increased Regulatory compliance & reduced fines

15%

Improved CSAT & reduced onboarding abandonment

70%

Reduction in false positives

50%

Increase in remediation speed & analyst efficiency

Sutherland FRAML Solution Overview

Sutherland FRAML delivers a unified risk, fraud and AML compliance platform that connects customer screening, real-time transaction monitoring, and alert resolution—wrapped in modular managed services.

Backed by 2,400+ domain SMEs (subject matter experts) and AI accelerators like Agentic AI, Sentinel AI, and HelpTree, the solution handles everything from onboarding and watchlist screening to alert triage and SAR (Suspicious Activity Report) filings.

Highlights

End-to-end

FRAML risk management

Comprehensive Platform

With real-time data, smarter detection, and faster remediation

AI/ML Models

& Agentic AI covering 50+ fraud scenarios including ATO, APP, Synthetic ID etc

What Makes Sutherland FRAML the Industry Standard

Comprehensive Solution

FRAML platform, AI/analytics, FCC operations CoE, digital accelerators, and advisory

Unified Compliance Stack

With Sentinel AI (Real-time PII masking and breach protection) Security and Agentic AI Alert Decisioning

Unparalleled Access to Partner Ecosystem

Across KYC, KYB, Core Banking, and Business Intelligence

Analyst Recognitions

Sutherland Named a Star Performer in Everest Group’s 2025 Financial Crime and Compliance (FCC) Operations Services PEAK Matrix® Assessment

As FCC operations evolve to require broader functional coverage and AI-led workflows, buyers are seeking partners with structured delivery models and proprietary tooling. Sutherland combines outcome-based BPaaS frameworks and a multi-tiered FCC CoE with proprietary tools such as FinTelligent, HelpTree, and Sentinel.AI to support alert triage, SAR drafting, and dispute resolution. These strengths have contributed to its recognition as a Major Contender and Star Performer in our Financial Crime and Compliance (FCC) Operations Services PEAK Matrix® Assessment 2025.”

Dheeraj Maken,
Practice Director, Everest Group

Sutherland Client Success Stories

Case Study

Digital Transformation for A Leading Bermuda Bank

Case Study

Designing Robust AML & KYC processes for a Global Remittance Service

Case Study

Enhanced Compliance & Dispute management for Concora Credit

What Our Clients Say

Partnering with Sutherland transformed our compliance ops—what took weeks now takes hours, and we’ve improved both speed and confidence in every filing.

VP of Compliance Leading US Fintech